A Geelong pensioner who smashed an ATM then set fire to it out of frustration with his bank, causing almost $200,000 in damage, has narrowly avoided a jail term due to ill health. At 73 years old, Ivan Russell Edwards is frail, with heart, kidney and lung problems. He lives a quiet life, earning $550 a fortnight on a disability pension. The retired construction worker told the Geelong County Court he “lost the plot” after hassling phone calls from the ANZ tipped him over the edge.